Notion Loan Repayment + Debt Payoff Template

Overview

This template takes the guesswork out of debt payoff. With automated calculations, linked databases, and a crystal-clear overview of your loans, you’ll stay focused and in control.

If you’re managing multiple debts—mortgage, auto loans, credit cards, student loans—and feel overwhelmed by messy spreadsheets or juggling between finance apps, this Notion Loan Repayment Tracker is for you.

Designed for working professionals who want to organize, track, and pay off debt in a streamlined, automated way, this template is part of our Ultimate Notion Finance System—built to simplify your financial life and fast-track your path to being debt-free.

Template Tour

What It Does

This Notion template helps you:

• Organize all your loans and unpaid debts in one place
• Calculate your total balances, interest, and payment progress automatically
• Prioritize which debts to tackle first (based on payoff strategies)
• Track every payment and reduce your loan balances with each update
• Visualize your debt-free journey over time with dynamic progress bars and countdowns
• Sync with your existing Notion system or use it as a standalone finance workspace

No more manual updates. No more finance chaos. Just a clear view of where you stand and where you’re headed.

Key Features

Loan Tracker Database

Track details for every loan:

• Loan Name, Lender, Interest Rate, Start Date, Loan Term
• Monthly Payment, Total Paid, Current Balance
• Visual Payoff Progress Bar & Countdown

Debt Account Balances

Monitor how much you still owe, with automatic updates each time a payment is logged.

Expense + Payment Tracker

Log every debt payment—automatically deducts from the right accounts and updates your progress.

Net Worth Integration

See how your loan repayments affect your real-time net worth—connect your liabilities to your assets for the full financial picture.

Payment Strategy Comparison

Use Snowball vs. Avalanche payoff strategy toggles to simulate savings and determine the smartest debt order.

One Dashboard. Everything in One View.

Get a holistic snapshot of your:

• Loans & Debts
• Payment History
• Payoff Timeline
• Net Worth Movement

All in one Notion workspace—syncing across devices.

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How It Works

1. Input Your Loans

Each loan is added as its own entry—this ensures you can manage terms, balances, and payment history per account.

You'll track details like:

• Loan type and name (e.g., Toyota Auto Loan)
• Original amount
• Interest rate
• Loan term (in months)
• Total paid to date (auto-calculated)
• Current balance (auto-updated)
• Projected payoff date

2. Track Every Payment

Every time you make a loan payment, just log it in your transaction tracker (integrated into the system).

It’s as simple as:

• Entering the payment amount
• Selecting the loan it applies to
• Recording the date and source account (e.g., checking account)

Your loan balance updates instantly. No more adjusting formulas or dragging cells.

3. Monitor Balances + Net Worth

Because this template connects to your broader finance setup (e.g. Net Worth Tracker), every loan you pay down reduces your liabilities in real time.

You’ll always see a true picture of your finances—not just what you owe, but how far you’ve come.

Get The Notion Template

Available as part of the Ultimate Notion Finance Template